Anyone curious enough to read the 123 pages of the recommendations relating to the replacement of the Affordable Care Act will quickly find that it’s as difficult to navigate as our healthcare system. A flurry of headlines and summaries immediately followed highlighting important provisions for both employers and employees. Many employers might breathe easier about the proposed postponement of Cadillac tax and change in taxes collected. And employees would have an opportunity to better prefund healthcare expenses through higher health savings account contributions, among other things …